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Read the following and frame meaningful questions:
A friend of yours is saving money to go on holiday. You ask:
(How long/ save?) _____
(How much money/ save?) ____
(a) How long will you saved?
How much money did you save?
(b) How long are you saving?
How much money have you saved?
(c) How long have you saved?
How much money are you saving?
(d) How long have you been saving?
How much money have you saved?

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Answer
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Hint: Read the given sentence and try to understand the information it is trying to convey. Now go through the options, recall what they signify and choose the one that fits the context of the sentence and helps it to convey the information in the best possible way.

Complete answer: We can see the use of ‘is saving’ in the sentence, which indicates that X has been saving money until present or now.
We know that X began the action of saving money in the past and is still doing it in the present. Hence, we need to use the present perfect continuous tense.
We use the present perfect continuous tense to indicate actions that began in the past and are continuing in the present. For example- She has been studying since last night.
Further, Y inquires about how much money X has saved until now. For that case, we need to use the present perfect tense because the present perfect tense is used to indicate an action that took place at an unspecified time in the past.
So, the correct answer is; How long have you been saving? How much money have you saved?
Now, let’s examine the given options-
(a) How long will you saved?
How much money did you save- It is an incorrect option because we cannot use ‘saved’ without ‘have’.
(b) How long are you saving?
How much money have you saved- It is an incorrect option because we cannot use the present continuous tense to indicate something that began in the past and is continuing.
(c) How long have you saved?
How much money are you saving- It is an incorrect option because we cannot use the present perfect tense in the first part to indicate an action that began in the past and is still pertaining.
(d) How long have you been saving?
How much money have you saved- It is the correct option because we need to use the present perfect continuous and present perfect tense to form logical questions.

Hence, the correct answer is Option ‘d’.

Note: Always remember that whenever we form questions, we always place the interrogative word at the beginning followed by the noun and verbs.